You may like to consider an IVA-this is a formal agreement between you and your creditors. We at My Payment Plan can offer straightforward advice on whether or not an IVA is appropriate for you.
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Bankruptcy is a legal procedure which allows an individual to clear their unsecured debts once they are released from their bankruptcy after 12 months from the date of their bankruptcy.
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Debt Management

You may be considering a Debt Management Plan also known as a DMP as it will let you pay one affordable monthly repayment and in many cases interest and charges will be frozen although this cannot be guaranteed
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Debt Negotiation

A Full and Final settlement in its most simplistic terms is a sum of money negotiated between two parties, where a debt is owed, settled in one payment, as a lump sum, for less than 100% of the total debt.
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Who we are

My Payment Plan is a consumer debt advice company who prides itself on providing free initial debt advice to people who need help and advice with their current debt problem.

Client Care Policy

My Payment Plan’s aim is to change as many lives as possible by finding you the right debt solution.  No matter how bad it feels, we can, through our best advice model, help you become debt free.

There are many reasons why clients of ours and millions of other individuals are facing financial difficulties.  Whatever debt issues you have today will be as a result of past events.  This will only have the same effect on the future unless you take steps to solve the debt problems.

We are here to advise you with compassion and empathy. We are a  highly skilled, respected and proven provider of debt solutions that will change your life. We will recommend the best solution for you we will advise you clearly on all the options which are available to you. We will explain the benefits, any associated risks and when precisely you will become debt free – which has to be the purpose of your change in direction.

Additional help and advice

Consumers in England and Wales may also wish to consult the Insolvency Service’s debtor guide – In debt? Dealing with your creditors… Free debt counselling and advice is also available from the Money Advice Service available at: https://www.moneyadviceservice.org.uk

My Payment Plan is a trading style of Payment Plan Limited

Registered Office: Blades Enterprise Centre (Regus), John Street, Sheffield S2 4SW

Company Registration number 07286426.

Payment Plan Limited is authorised and regulated by the Financial Conduct Authority

under FCA Interim Permissions Number 64779