You may like to consider an IVA-this is a formal agreement between you and your creditors. We at My Payment Plan can offer straightforward advice on whether or not an IVA is appropriate for you.
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Bankruptcy is a legal procedure which allows an individual to clear their unsecured debts once they are released from their bankruptcy after 12 months from the date of their bankruptcy.
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Debt Management

You may be considering a Debt Management Plan also known as a DMP as it will let you pay one affordable monthly repayment and in many cases interest and charges will be frozen although this cannot be guaranteed
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Debt Negotiation

A Full and Final settlement in its most simplistic terms is a sum of money negotiated between two parties, where a debt is owed, settled in one payment, as a lump sum, for less than 100% of the total debt.
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Who we are

My Payment Plan is a consumer debt advice company who prides itself on providing free initial debt advice to people who need help and advice with their current debt problem.

Client Care Policy

If you feel that you are unable to cope with the stress of debt by yourself, please contact My Payment Plan and we will assess your current financial situation, give you free debt advice and provide you with the most appropriate solution for your circumstances.                             

The Money Advice Service can also help you by providing free debt advice. You can Free debt counselling and advice is also available from the Money Advice Service at:  www.moneyadviceservice.org.uk/en/tools/debt-advice-locator .

There are many reasons why people are facing financial difficulties. Whatever debt issues you have today will be as a result of past events.  This will only have the same effect on the future unless you take steps to solve the debt problems.

We are here to advise you with compassion and empathy. We will recommend the best solution for you we will advise you clearly on all the options which are available to you. We will explain the benefits, any associated risks and when precisely you will become debt free – which has to be the purpose of your change in direction.

My Payment Plan is a trading style of Payment Plan Limited

Registered Office: No 6, Twelve O’Clock Court, 21 Attercliffe Road, Sheffield, S4 7WW

Company Registration number 07286426.

Authorised and regulated by the Financial Conduct Authority (FCA). Firm reference number (FRN) 661940